Deposit Rates

Certificates of Deposit

$1000.00 MINIMUM
  APY ** RATE
6 Month .20% .20%
12 Month .30% .30%
24 Month .50% .50%
36 Month 2.10% 2.08%
48 Month 2.15% 2.13%
60 Month 2.40% 2.38%
$10,000.00 MINIMUM
  APY ** RATE
6 Month .20% .20%
12 Month .30% .30%
24 Month .50% .50%
36 Month 2.20% 2.18%
48 Month 2.25% 2.23%
60 Month 2.50% 2.48%
** CERTIFICATES OF DEPOSITS – ANNUAL PERCENTAGE YIELD COMPOUNDED MONTHLY
IRREVOCABLE BURIAL ACCOUNT CD
1 YEAR TERM AVAILABLE RATE APPLIES AS ABOVE

IRA Accounts

$500.00 MINIMUM
  APY ** RATE
12 Month CD .30% .30%
24 Month CD .50% .50%
36 Month CD 2.21% 2.19%
60 Month CD 2.50% 2.48%
Penalty may be imposed for withdrawals before maturity
** (I.R.A.-Annual Percentage yield compounded quarterly)
** Minimum balance not required to obtain APY
*** 15 MONTH CD SPECIAL
  APY ** RATE
$1,000.00 MINIMUM 1.55% 1.54%
AUTOMATIC .20% .20%
*** 25 MONTH CD SPECIAL
$1,000.00 MINIMUM 2.05% 2.04%

Interest Checking

MONEY MARKET
  APY ** RATE
$1000 – $99,999.99 .10% .10%
$100,000.00 – Over .15% .15%
* Rates subject to change without notice.
** (Annual percentage yield-based on monthly compounding)
** Must maintain minimum balance to obtain the disclosed annual percentage yield. Fees may affect earnings on this account.
NOW
  APY ** RATE
$500.00 minimum to open Now Account .10% .10%
* Rates subject to change without notice.
** (Annual percentage yield-based on monthly compounding)
** No minimum balance required in the account each day to obtain the disclosed annual percentage yield. Fees may affect earnings on this account.

Interest Savings

Minimum balance of $50.00 to open.
A monthly flat service charge of $1.00 per month if balance goes below minimum. Annual percentage yield-based on quarterly compounding.

Regular Savings

  APY ** RATE
$0.00 – $99,999.99 .10% .10%
$100,000 – Over .15% .15%
* Rates subject to change without notice.
**No minimum balance required in the account each day to obtain the disclosed annual percentage yield. Fees may affect earnings on this account.

Christmas Club

  APY ** RATE
COUPON BOOK .10% .10%
AUTOMATIC .20% .20%
Christmas Clubs start October maturing the following October. Penalty may be imposed for withdrawals before maturity.
* Rates subject to change without notice.

Vacation Club

  APY ** RATE
COUPON BOOK .10% .10%
AUTOMATIC .20% .20%
Vacation Clubs start May maturing the following May. Penalty may be imposed for withdrawals before maturity.
* Rates subject to change without notice.

Contact an employee for further information about applicable fees and terms. Deposit rates may change without notice. Rates effective: October 16, 2018.

Contact us today to open an account with UNB Bank.

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