Deposit Rates

Certificates of Deposit

$1000.00 MINIMUM
  APY ** RATE
6 Month .90% .90%
12 Month 1.20% 1.19%
24 Month 1.30% 1.29%
36 Month 1.50% 1.49%
48 Month 1.60% 1.59%
60 Month 1.90% 1.88%
$10,000.00 MINIMUM
  APY ** RATE
6 Month 1.00% 1.00%
12 Month 1.30% 1.29%
24 Month 1.40% 1.39%
36 Month 1.60% 1.59%
48 Month 1.70% 1.69%
60 Month 2.00% 1.98%
IRREVOCABLE BURIAL ACCOUNT CD
  APY ** RATE
1 Year Term .30% .30%
** CERTIFICATES OF DEPOSITS – ANNUAL PERCENTAGE YIELD COMPOUNDED MONTHLY

IRA Accounts

$500.00 MINIMUM
  APY ** RATE
12 Month CD 1.30% 1.29%
24 Month CD 1.40% 1.39%
36 Month CD 1.60% 1.59%
60 Month CD 2.00% 1.99%
Penalty may be imposed for withdrawals before maturity
** (I.R.A.-Annual Percentage yield compounded quarterly)
** Minimum balance not required to obtain APY
SPECIAL DOES NOT APPLY TO IRA

Interest Checking

MONEY MARKET
  APY ** RATE
$1000 – $99,999.99 .10% .10%
$100,000.00 – Over .15% .15%
** (Annual percentage yield-based on monthly compounding)
** Must maintain minimum balance to obtain the disclosed annual percentage yield. Fees may affect earnings on this account.
NOW
  APY ** RATE
$500.00 minimum to open Now Account .10% .10%
** (Annual percentage yield-based on monthly compounding)
** No minimum balance required in the account each day to obtain the disclosed annual percentage yield. Fees may affect earnings on this account.

Interest Savings

Minimum balance of $50.00 to open.
A monthly flat service charge of $1.00 per month if balance goes below minimum. Annual percentage yield-based on quarterly compounding.

Regular Savings

  APY ** RATE
$0.00 – $99,999.99 .10% .10%
$100,000 – Over .15% .15%
* Rates subject to change without notice.
**No minimum balance required in the account each day to obtain the disclosed annual percentage yield. Fees may affect earnings on this account.

Christmas Club

  APY ** RATE
COUPON BOOK .10% .10%
AUTOMATIC .20% .20%
Christmas Clubs start October maturing the following October. Penalty may be imposed for withdrawals before maturity.
* Rates subject to change without notice.

Vacation Club

  APY ** RATE
COUPON BOOK .10% .10%
AUTOMATIC .20% .20%
Vacation Clubs start May maturing the following May. Penalty may be imposed for withdrawals before maturity.
* Rates subject to change without notice.

Contact an employee for further information about applicable fees and terms. Deposit rates may change without notice. Rates effective: October 22, 2019.

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