Deposit Rates

Certificates of Deposit

$1000.00 MINIMUM
  APY ** RATE
6 Month 5.01% 4.90%
12 Month 4.49% 4.40%
24 Month 3.45% 3.40%
36 Month 3.40% 3.35%
48 Month 2.43% 2.40%
60 Month 2.68% 2.65%
$10,000.00 MINIMUM
  APY ** RATE
6 Month 5.12% 5.00%
12 Month 4.59% 4.50%
24 Month 3.56% 3.50%
36 Month 3.51% 3.45%
48 Month 2.53% 2.50%
60 Month 2.78% 2.75%

Irrevocable Burial Account CD

$1,000 MINIMUM BALANCE
  APY ** RATE
1 Year Term 0.40% 0.40%
** CERTIFICATES OF DEPOSITS – ANNUAL PERCENTAGE YIELD COMPOUNDED MONTHLY

IRA Accounts

$500.00 MINIMUM
  APY ** RATE
12 Month CD 4.58% 4.50%
24 Month CD 3.55% 3.50%
36 Month CD 3.51% 3.46%
60 Month CD 2.78% 2.75%
Penalty may be imposed for withdrawals before maturity
** (I.R.A.-Annual Percentage yield compounded quarterly)
** Minimum balance not required to obtain APY
SPECIAL DOES NOT APPLY TO IRA

Interest Checking

MONEY MARKET
  APY ** RATE
$1000 – $99,999.99 .05% .05%
$100,000.00 – Over .10% .10%
** (Annual percentage yield-based on monthly compounding)
** Must maintain minimum balance to obtain the disclosed annual percentage yield. Fees may affect earnings on this account.
NOW
  APY ** RATE
$500.00 minimum to open Now Account .05% .05%
** (Annual percentage yield-based on monthly compounding)
** No minimum balance required in the account each day to obtain the disclosed annual percentage yield. Fees may affect earnings on this account.

Interest Savings

Minimum balance of $50.00 to open.
A monthly flat service charge of $1.00 per month if balance goes below minimum. Annual percentage yield-based on quarterly compounding.

Regular Savings

  APY ** RATE
$0.00 – $99,999.99 .05% .05%
$100,000 – Over .10% .10%
* Rates subject to change without notice.
**No minimum balance required in the account each day to obtain the disclosed annual percentage yield. Fees may affect earnings on this account.

Christmas Club

  APY ** RATE
COUPON BOOK .10% .10%
AUTOMATIC .20% .20%
Christmas Clubs start October maturing the following October. Penalty may be imposed for withdrawals before maturity.
* Rates subject to change without notice.

Vacation Club

  APY ** RATE
COUPON BOOK .10% .10%
AUTOMATIC .20% .20%
Vacation Clubs start May maturing the following May. Penalty may be imposed for withdrawals before maturity.
* Rates subject to change without notice.

Contact an employee for further information about applicable fees and terms. Deposit rates may change without notice. Rates effective: April 23, 2024.

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