Deposit Rates
Certificates of Deposit
| $1000.00 MINIMUM |
| |
APY ** |
RATE |
| 6 Month |
.20% |
.20% |
| 12 Month |
.30% |
.30% |
| 24 Month |
.50% |
.50% |
| 36 Month |
2.10% |
2.08% |
| 48 Month |
2.15% |
2.13% |
| 60 Month |
2.40% |
2.38% |
| $10,000.00 MINIMUM |
| |
APY ** |
RATE |
| 6 Month |
.20% |
.20% |
| 12 Month |
.30% |
.30% |
| 24 Month |
.50% |
.50% |
| 36 Month |
2.20% |
2.18% |
| 48 Month |
2.25% |
2.23% |
| 60 Month |
2.50% |
2.48% |
| ** CERTIFICATES OF DEPOSITS – ANNUAL PERCENTAGE YIELD COMPOUNDED MONTHLY |
IRREVOCABLE BURIAL ACCOUNT CD
1 YEAR TERM AVAILABLE RATE APPLIES AS ABOVE |
IRA Accounts
| $500.00 MINIMUM |
| |
APY ** |
RATE |
| 12 Month CD |
.30% |
.30% |
| 24 Month CD |
.50% |
.50% |
| 36 Month CD |
2.21% |
2.19% |
| 60 Month CD |
2.50% |
2.48% |
Penalty may be imposed for withdrawals before maturity
** (I.R.A.-Annual Percentage yield compounded quarterly)
** Minimum balance not required to obtain APY |
| *** 15 MONTH CD SPECIAL |
| |
APY ** |
RATE |
| $1,000.00 MINIMUM |
1.55% |
1.54% |
| AUTOMATIC |
.20% |
.20% |
| *** 25 MONTH CD SPECIAL |
| $1,000.00 MINIMUM |
2.05% |
2.04% |
Interest Checking
| MONEY MARKET |
| |
APY ** |
RATE |
| $1000 – $99,999.99 |
.10% |
.10% |
| $100,000.00 – Over |
.15% |
.15% |
* Rates subject to change without notice.
** (Annual percentage yield-based on monthly compounding)
** Must maintain minimum balance to obtain the disclosed annual percentage yield. Fees may affect earnings on this account. |
| NOW |
| |
APY ** |
RATE |
| $500.00 minimum to open Now Account |
.10% |
.10% |
* Rates subject to change without notice.
** (Annual percentage yield-based on monthly compounding)
** No minimum balance required in the account each day to obtain the disclosed annual percentage yield. Fees may affect earnings on this account. |
Interest Savings
Minimum balance of $50.00 to open.
A monthly flat service charge of $1.00 per month if balance goes below minimum. Annual percentage yield-based on quarterly compounding. |
Regular Savings
| |
APY ** |
RATE |
| $0.00 – $99,999.99 |
.10% |
.10% |
| $100,000 – Over |
.15% |
.15% |
* Rates subject to change without notice.
**No minimum balance required in the account each day to obtain the disclosed annual percentage yield. Fees may affect earnings on this account. |
Christmas Club
| |
APY ** |
RATE |
| COUPON BOOK |
.10% |
.10% |
| AUTOMATIC |
.20% |
.20% |
Christmas Clubs start October maturing the following October. Penalty may be imposed for withdrawals before maturity.
* Rates subject to change without notice. |
Vacation Club
| |
APY ** |
RATE |
| COUPON BOOK |
.10% |
.10% |
| AUTOMATIC |
.20% |
.20% |
Vacation Clubs start May maturing the following May. Penalty may be imposed for withdrawals before maturity.
* Rates subject to change without notice. |
Contact an employee for further information about applicable fees and terms. Deposit rates may change without notice. Rates effective: December 11, 2018.
Contact us today to open an account with UNB Bank.
