Deposit Rates

Certificates of Deposit

$1000.00 MINIMUM
  APY ** RATE
6 Month 0.20% 0.20%
12 Month 3.65% 3.59%
24 Month 3.25% 3.20%
36 Month 3.40% 3.35%
48 Month 0.70% 0.70%
60 Month 0.90% 0.90%
$10,000.00 MINIMUM
  APY ** RATE
6 Month 0.30% 0.30%
12 Month 3.75% 3.69%
24 Month 3.35% 3.30%
36 Month 3.51% 3.45%
48 Month 0.80% 0.80%
60 Month 1.00% 1.00%
IRREVOCABLE BURIAL ACCOUNT CD
  APY ** RATE
1 Year Term 0.40% 0.40%
** CERTIFICATES OF DEPOSITS – ANNUAL PERCENTAGE YIELD COMPOUNDED MONTHLY

IRA Accounts

$500.00 MINIMUM
  APY ** RATE
12 Month CD 3.75% 3.70%
24 Month CD 3.35% 3.31%
36 Month CD 3.51% 3.46%
60 Month CD 1.00% 1.00%
Penalty may be imposed for withdrawals before maturity
** (I.R.A.-Annual Percentage yield compounded quarterly)
** Minimum balance not required to obtain APY
SPECIAL DOES NOT APPLY TO IRA

CD Special (New Money Only)

$10,000.00 MINIMUM
  APY ** RATE
9 Month 4.33% 4.25%

Interest Checking

MONEY MARKET
  APY ** RATE
$1000 – $99,999.99 .05% .05%
$100,000.00 – Over .10% .10%
** (Annual percentage yield-based on monthly compounding)
** Must maintain minimum balance to obtain the disclosed annual percentage yield. Fees may affect earnings on this account.
NOW
  APY ** RATE
$500.00 minimum to open Now Account .05% .05%
** (Annual percentage yield-based on monthly compounding)
** No minimum balance required in the account each day to obtain the disclosed annual percentage yield. Fees may affect earnings on this account.

Interest Savings

Minimum balance of $50.00 to open.
A monthly flat service charge of $1.00 per month if balance goes below minimum. Annual percentage yield-based on quarterly compounding.

Regular Savings

  APY ** RATE
$0.00 – $99,999.99 .05% .05%
$100,000 – Over .10% .10%
* Rates subject to change without notice.
**No minimum balance required in the account each day to obtain the disclosed annual percentage yield. Fees may affect earnings on this account.

Christmas Club

  APY ** RATE
COUPON BOOK .10% .10%
AUTOMATIC .20% .20%
Christmas Clubs start October maturing the following October. Penalty may be imposed for withdrawals before maturity.
* Rates subject to change without notice.

Vacation Club

  APY ** RATE
COUPON BOOK .10% .10%
AUTOMATIC .20% .20%
Vacation Clubs start May maturing the following May. Penalty may be imposed for withdrawals before maturity.
* Rates subject to change without notice.

Contact an employee for further information about applicable fees and terms. Deposit rates may change without notice. Rates effective: January 24, 2023.

Contact us today to open an account with UNB Bank.

Get Started!