Interest Rates Effective:
January 7, 2025
Money Market |
APY 1 | Rate |
|---|---|---|
| $1,000.00 MINIMUM – To Open | .05 | .05 |
| $100,000 – Over | .10 | .10 |
Must maintain minimum balance to obtain the disclosed annual percentage yield. Fees may affect earnings on this account.
Now |
APY 1 | Rate |
|---|---|---|
| $500.00 MINIMUM – To Open | .05 | .05 |
No minimum balance required in the account each day to obtain the disclosed annual percentage yield. Fees may affect earnings on this account.
Regular Savings |
APY 2 | Rate |
|---|---|---|
| $0.00 – $99,999.99 | .05 | .05 |
| $100,000.00 – Over | .10 | .10 |
Minimum Balance of $50.00 to Open. A monthly flat service charge of $1.00 per month if balance goes below minimum. No minimum balance required in the account each day to obtain the disclosed annual percentage yield. Fees may affect the earnings on this account.
Christmas Club |
APY 1 | Rate |
|---|---|---|
| Coupon Book | .10 | .10 |
| Automatic | .20 | .20 |
Christmas Clubs start October maturing the following October, penalty may be imposed for withdrawals before maturity.
Vacation Club |
APY 1 | Rate |
|---|---|---|
| Coupon Book | .10 | .10 |
| Automatic | .20 | .20 |
Vacation Clubs start May maturing the following May, penalty may be imposed for withdrawals before maturity.
$1,000.00 MINIMUM – To Open |
APY 1 | Rate |
|---|---|---|
| 6 Month | 3.82 | 3.75 |
| 12 Month | 3.92 | 3.85 |
| 24 Month | 3.14 | 3.10 |
| 36 Month | 3.25 | 3.20 |
| 48 Month | 2.94 | 2.90 |
| 60 Month | 2.84 | 2.80 |
$10,000.00 MINIMUM – To Open |
APY 1 | Rate |
|---|---|---|
| 6 Month | 3.92 | 3.85 |
| 12 Month | 4.02 | 3.95 |
| 24 Month | 3.25 | 3.20 |
| 36 Month | 3.35 | 3.30 |
| 48 Month | 3.04 | 3.00 |
| 60 Month | 2.94 | 2.90 |
$1,000.00 MINIMUM BALANCE – To Open |
APY 1 | Rate |
|---|---|---|
| 1 Year Term | .40 | .40 |
$500.00 MINIMUM – To Open |
APY 2 | Rate |
|---|---|---|
| 12 Month CD | 4.01 | 3.95 |
| 24 Month CD | 3.24 | 3.20 |
| 36 Month CD | 3.34 | 3.30 |
| 60 Month CD | 2.93 | 2.90 |
Penalty may be imposed if closed before maturity. Minimum balance not required to maintain APY.
Rates subject to change without notice. Contact an employee for further information about applicable fees and terms.
