Deposit Rates

Interest Rates Effective:
July 14, 2026

Interest Checking

Money Market

APY 1Rate
$1,000.00 MINIMUM – To Open.05.05
$100,000 – Over.10.10

Must maintain minimum balance to obtain the disclosed annual percentage yield. Fees may affect earnings on this account.

Now

APY 1Rate
$500.00 MINIMUM – To Open.05.05

No minimum balance required in the account each day to obtain the disclosed annual percentage yield. Fees may affect earnings on this account.

Interest Savings

Regular Savings

APY 2Rate
$0.00 – $99,999.99.05.05
$100,000.00 – Over.10.10

Minimum Balance of $50.00 to Open. A monthly flat service charge of $1.00 per month if balance goes below minimum. No minimum balance required in the account each day to obtain the disclosed annual percentage yield. Fees may affect the earnings on this account.

Christmas Club

APY 1Rate
Coupon Book.10.10
Automatic.20.20

Christmas Clubs start October maturing the following October, penalty may be imposed for withdrawals before maturity.

Vacation Club

APY 1Rate
Coupon Book.10.10
Automatic.20.20

Vacation Clubs start May maturing the following May, penalty may be imposed for withdrawals before maturity.

Certificates of Deposit 3

$1,000.00 MINIMUM – To Open

APY 1Rate
6 Month3.363.31
12 Month3.403.35
24 Month2.632.60
36 Month2.532.50
48 Month2.432.40
60 Month3.002.96

$10,000.00 MINIMUM – To Open

APY 1Rate
6 Month3.463.41
12 Month3.513.45
24 Month2.732.70
36 Month2.632.60
48 Month2.532.50
60 Month3.002.96

Irrevocable Burial Account CD

$1,000.00 MINIMUM BALANCE – To Open

APY 1Rate
1 Year Term.40.40

IRA Accounts

$500.00 MINIMUM – To Open

APY 2Rate
12 Month CD3.503.45
24 Month CD2.732.70
36 Month CD2.632.60
60 Month CD3.002.97

Penalty may be imposed if closed before maturity. Minimum balance not required to maintain APY.

Rates subject to change without notice. Contact an employee for further information about applicable fees and terms.

  • 1: Annual Percentage Yield based on monthly compounding.
  • 2: Annual Percentage Yield based on quarterly compounding.
  • 3: Penalty may be imposed for withdrawals before maturity. Excludes Irrevocable Burial Account CD.

Contact us today to open an account with UNB Bank.

About UNB Bank

Personal Banking

Business & Loans

Resources