Deposit Rates
Certificates of Deposit
| $1000.00 MINIMUM |
| |
APY ** |
RATE |
| 6 Month |
0.90% |
0.90% |
| 12 Month |
4.33% |
4.25% |
| 24 Month |
3.45% |
3.40% |
| 36 Month |
3.40% |
3.35% |
| 48 Month |
2.43% |
2.40% |
| 60 Month |
2.68% |
2.65% |
| $10,000.00 MINIMUM |
| |
APY ** |
RATE |
| 6 Month |
1.00% |
1.00% |
| 12 Month |
4.44% |
4.35% |
| 24 Month |
3.56% |
3.50% |
| 36 Month |
3.51% |
3.45% |
| 48 Month |
2.53% |
2.50% |
| 60 Month |
2.78% |
2.75% |
| IRREVOCABLE BURIAL ACCOUNT CD |
| |
APY ** |
RATE |
| 1 Year Term |
0.40% |
0.40% |
| ** CERTIFICATES OF DEPOSITS – ANNUAL PERCENTAGE YIELD COMPOUNDED MONTHLY |
IRA Accounts
| $500.00 MINIMUM |
| |
APY ** |
RATE |
| 12 Month CD |
4.42% |
4.35% |
| 24 Month CD |
3.55% |
3.50% |
| 36 Month CD |
3.51% |
3.46% |
| 60 Month CD |
2.78% |
2.75% |
Penalty may be imposed for withdrawals before maturity
** (I.R.A.-Annual Percentage yield compounded quarterly)
** Minimum balance not required to obtain APY
SPECIAL DOES NOT APPLY TO IRA |
CD Special (New Money Only)
| $10,000.00 MINIMUM |
| |
APY ** |
RATE |
| 9 Month |
4.33% |
4.25% |
Interest Checking
| MONEY MARKET |
| |
APY ** |
RATE |
| $1000 – $99,999.99 |
.05% |
.05% |
| $100,000.00 – Over |
.10% |
.10% |
** (Annual percentage yield-based on monthly compounding)
** Must maintain minimum balance to obtain the disclosed annual percentage yield. Fees may affect earnings on this account. |
| NOW |
| |
APY ** |
RATE |
| $500.00 minimum to open Now Account |
.05% |
.05% |
** (Annual percentage yield-based on monthly compounding)
** No minimum balance required in the account each day to obtain the disclosed annual percentage yield. Fees may affect earnings on this account. |
Interest Savings
Minimum balance of $50.00 to open.
A monthly flat service charge of $1.00 per month if balance goes below minimum. Annual percentage yield-based on quarterly compounding. |
Regular Savings
| |
APY ** |
RATE |
| $0.00 – $99,999.99 |
.05% |
.05% |
| $100,000 – Over |
.10% |
.10% |
* Rates subject to change without notice.
**No minimum balance required in the account each day to obtain the disclosed annual percentage yield. Fees may affect earnings on this account. |
Christmas Club
| |
APY ** |
RATE |
| COUPON BOOK |
.10% |
.10% |
| AUTOMATIC |
.20% |
.20% |
Christmas Clubs start October maturing the following October. Penalty may be imposed for withdrawals before maturity.
* Rates subject to change without notice. |
Vacation Club
| |
APY ** |
RATE |
| COUPON BOOK |
.10% |
.10% |
| AUTOMATIC |
.20% |
.20% |
Vacation Clubs start May maturing the following May. Penalty may be imposed for withdrawals before maturity.
* Rates subject to change without notice. |
Contact an employee for further information about applicable fees and terms. Deposit rates may change without notice. Rates effective: September 26, 2023.
Contact us today to open an account with UNB Bank.
