Mortgage Rates
| Term | Rate | Points | APR | Payment monthly (per $10,000 borrowed) | Down Payment |
|---|---|---|---|---|---|
| 15 Year Fixed Rate | 6.25% | 0 | 6.275% | $85.88 | *20% |
| 20 Year Fixed Rate | 6.50% | 0 | 6.521% | $74.68 | *20% |
| 30 Year Fixed Rate | 6.75% | 0 | 6.768% | $64.98 | *20% |
| * Down payment as low as 5%, with private mortgage insurance. 20% down payment required without private mortgage insurance. For construction loans, contact us to discuss other options. The above payment amount includes principal and interest only and does not include premiums for private mortgage insurance. If private mortgage insurance is required, payment may be higher. Escrow for taxes and insurance is not required. | |||||
First Lien-Premier Home Equity Loans
| Term | Rate | APR | Payment monthly (per $10,000 borrowed) |
|---|---|---|---|
| 5 Year Fixed Rate | 5.95% | 6.007% | $193.36 |
| 7 Year Fixed Rate | 6.25% | 6.294% | $147.50 |
| 10 Year Fixed Rate | 6.50% | 6.534% | $113.72 |
| 15 Year Fixed Rate | 6.95% | 6.976% | $89.75 |
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Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Please print your application for financing. Once completed, you may submit your application to either our Mount Carmel or Numidia office:
Mount Carmel
One North Oak Street, P.O. Box 367
Mount Carmel, PA 17851-0367
Numidia Shamokin Dam
1071 Numidia Drive, P.O. Box 98 48 Orchard Drive
Numidia, PA 17858 Shamokin Dam, PA 17876
All rates are based on a credit score of 700 or higher and require automatic payment withdrawal from a UNB deposit account. Other conditions may apply. Appraisal may be required.
All rates listed are for borrowers Primary residence only and do not apply to second homes or rental properties.
All rates subject to change and may be withdrawn without notice. Call or email for other rates and terms.
Rates listed are for first lien mortgage loans without exception, other rate options are available for second lien mortgage loans.
570-339-1040
570-898-5553
570-339-3122
